Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder gave exemplary service through what became a very lengthy Equity Release mortgage application. We had many difficulties mostly from poor legal advice but every time Richard rose to the challenge and found an answer to each and every problem. He must have put many hours of work into our application but always tried to appear upbeat and positive which gave us confidence. We are happy he was our financial adviser and not sure anyone else could have got the job done!"
Anne Pope
Looking to unlock tax-free cash from your property? For homeowners aged 55 and above, equity release - also known as a lifetime mortgage - offers a flexible way to access your home's value without moving. Whether you own your property outright or have an existing mortgage, this financial solution could help secure your retirement plans.
Peace of mind comes as standard with our equity release solutions. We're fully regulated by the Financial Conduct Authority (FCA) and proudly uphold the Equity Release Council's stringent standards. Most importantly, our lifetime mortgages include a no-negative-equity guarantee, ensuring you'll never owe more than your property's market value.
From home improvements to dream holidays, debt consolidation to helping family members - the tax-free funds are yours to use however you choose. Many plans even offer the flexibility to withdraw additional funds later, adapting to your changing needs.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Isle of Wight, we bring years of expert knowledge to every client conversation.
Creating your secure financial future Our dedicated team specialises in crafting personalised equity release solutions that fit your unique circumstances. Through professional service and genuine care, we help Isle of Wight homeowners make informed decisions about their financial future.
Your path to financial freedom starts with a conversation. Let us help you explore how equity release could enhance your retirement lifestyle, with trusted expertise and support every step of the way.
Through our extensive network of lenders, we carefully compare and evaluate a wide range of equity release plans. This thorough approach ensures we find the most suitable option for your unique circumstances.
Forget about paperwork worries - our team manages all the administrative details from start to finish. This comprehensive service lets you focus on planning your future while we handle the complexities.
With years of dedicated service in Isle of Wight, our reputation for reliable, professional advice speaks for itself. Our clients value our straightforward guidance and personal approach, making your equity release journey smooth and stress-free.
Here’s what to expect when you work with us for equity release, if you live in Isle of Wight.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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